When I graduated college I had $800 to my name and dream to make it as a creative in LA. Fast forward to being almost 30, I've been a full time creator for over 3 years making 6 figures. Today I'm going to share the things I wish I knew in my early 20's when it comes to being smart with money as someone that learns everything on her own.
☀️Cost of your dream life template : https://jhanneutravels.myflodesk.com/y97q37hw07
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TikTok: https://www.tiktok.com/@jhanneu
🌼Timestamps
00:00 Introduction
00:27 Mistake 1 + Notion Template
01:46 Mistake 2
04:10 Mistake 3
05:06 How much I invested in retirement
06:27 Mistake 4
08:21 Mistake 5
08:45 What is a High Yield Saving Account
09:58 Mistake 6
12:30 Mistake 7
14:51 Mistake 8
15:48 Mistake 9
17:36 Mistake 10
🍵Some great books
You are a Badass at Making Money( good for mindset shift): https://bit.ly/3Up6jjm
Get good with Money( good for all the practical tips) : https://bit.ly/4bg2oeZ
Financial Feminist ( more practical tips ): https://bit.ly/4bnDdXW
💫What is the s&p500? https://bit.ly/4bCg44f
💫For paying off debt Examples
Snowball method: https://bit.ly/480A90P
Debt avalanche: https://bit.ly/3SkDimx
💚High Yield Savings Accounts: Amex, Sofi, Chime, Citi Bank ( look for about 4-5% of returns and not that rates are always changing so do your research on what's best for you )
💫What is a Roth IRA? https://bit.ly/3w6WMDO
💚Roth IRA I use: https://bit.ly/49kMC0m
🌼Other Resources:
Investment Calculator
https://bit.ly/42p4iFQ
How much do I need to retire?'
https://on.today.com/4bqALj8
Budgeting App
Rocket Money https://bit.ly/486z2N3
Investment accounts:
Get $5 when investing with Acorns :
https://share.acorns.com/Jhanneu?advo...
Best Investing Apps of February 2024: https://www.nerdwallet.com/best/investing/investment-apps
Disclaimer : I am not a financial expert. This information is based off my experiences.